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WebHere's a quick overview of the process: Step 1: Get pre-approved to figure out what you can afford. Step 2: Shop for houses (the fun part!) Step 3: Make an offer. Step 4: Close. Step 5: Move in and start enjoying your new home! WebMar 31, 2024 · Your home is worth $250,000 and you currently owe $180,000. To figure out how much your credit limit would be on this HELOC, multiply your home’s value by 80% and subtract your current balance. 250,000 80% = 200,000. 200,000 − 180,000 = 20,000. In this scenario, you could potentially get a credit limit of up to $20,000. brian autz northport ny
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